JP Popham

Dave Ramsey Thinks You Are Stupid

Dave Ramsey Thinks You Are Stupid

For 30 years, Dave Ramsey has been delivering one-size-fits-all financial advice. His controversial “Baby Steps” program, which has drawn significant Dave Ramsey criticism, pushes people to ruthlessly budget as a way to build strong habits and shed debt....
Social Security Won’t Save Gen Z

Social Security Won’t Save Gen Z

In the 1930s, the average retirement age was 70. Life expectancy was 61. Old folks were dying at their proverbial desks due to poor working conditions, health problems, and a struggling economy. Those that did reach retirement lived for about 2 more years on average....